Business Insurance Protect your Australian business with the right insurance. Business insurance safeguards against financial losses from unexpected events, including public and product liability claims. Public liability covers injuries or property damage to third parties, while product liability protects against harm caused by your products. Other vital covers include professional indemnity, business property, business interruption, and cyber insurance. The best insurance depends on your business's unique risks, industry, size, and operations. Assess your needs, compare policies, and ensure you have adequate protection to operate with confidence and security.
Business Interruption TBA
Commercial Motor Commercial Motor Insurance is crucial for Australian businesses using vehicles. It protects against financial losses from accidents, vehicle damage, theft, and third-party property damage. Essential for businesses of all sizes, it covers a range of vehicles from cars to trucks. Choose from Comprehensive, Third Party Property Damage, or Third Party Fire and Theft cover. Ensure your business is protected from unexpected vehicle incidents, maintaining operations and financial stability. Understanding your specific business needs and consulting with an insurance expert is key to securing the right policy.
Commercial Property Insurance TBA
Cyber Insurance TBA
Directors & Officers TBA
General Property/Tools TBA
Management Liability TBA
Office Insurance TBA
Professional Indemnity Professional Indemnity (PI) insurance is crucial for Australian businesses offering advice or services. It protects against claims of negligence, covering legal costs, compensation, and reputational damage. PI is essential for various professions and may be legally required. It differs from Public Liability, which covers injury and property damage. Run-off cover is important for protection after ceasing practice. Understanding PI is key to safeguarding your business.
Public & Products Liability Public and product liability insurance are crucial for Australian businesses, protecting against financial losses from third-party claims of injury or property damage caused by business activities or products. Public liability covers incidents on premises or due to business operations, while product liability covers harm caused by supplied goods. These policies can cover legal costs, compensation payments and financial losses resulting from a claim. Businesses must understand their duty of care, identify risks and implement preventative measures.
Tradie Insurance Tradie insurance is essential for Australian tradespeople, offering crucial protection against the daily risks of running a trade business. Key covers include Public Liability Insurance, safeguarding against third-party injury or property damage claims, and Tools and Equipment Insurance, protecting vital assets from theft or damage. Commercial Vehicle Insurance covers work vehicles, essential for most tradies. These insurances provide financial security, meet contractual obligations, and offer peace of mind, ensuring tradies can operate confidently knowing their business is protected from unexpected events. Investing in appropriate tradie insurance is vital for business longevity and financial stability.
Workers' Compensation TBA