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Public & Products Liability Explained
Public & products liability insurance protects businesses from financial losses resulting from claims made by third parties, such as clients or customers, who have suffered injuries or property damage due to your business activities or products. This coverage is essential for businesses to safeguard their assets and ensure financial stability in the face of potential legal claims.
Insurance Tip
Remember, underinsurance can be as risky as having no insurance at all. In the event of a claim, you may find that your insurance coverage is insufficient to cover the financial consequences, which can lead to significant out-of-pocket expenses.
Top Occupations
View our top occupations for Public & Products Liability.
Handyman
A skilled tradesperson who repairs and maintains homes.
Electrician
A qualified tradesperson who installs, maintains and repairs electrical systems.
Plumber
A plumber is a skilled professional who specializes in installing, repairing, and maintaining systems related to water supply, drainage, and plumbing.
We specialise in protecting businesses like yours.
Australia's top businesses trust us for their insurance needs. With industry-specific policies and unmatched customer service, we're here to help safeguard your company's future.
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Public Liability
A customer visiting a retail store slipped on a wet floor and sustained injuries, resulting in medical expenses and lost wages. The customer filed a claim against the store for failing to place warning signs or clean up the spill in a timely manner. The store's public liability insurance covered the legal fees and compensation awarded to the customer.
Frequently Asked Questions
See answers to our most commonly asked questions regarding our insurance services.